Evaluate loan applications for EV battery financing and leasing products Analyze customer profiles including income, cash flow, bureau reports, and business stability Conduct risk-based decisioning aligned with company policies Verify whether customers have provided the correct and complete documents. Maintain updated data and manage sheets properly. | Evaluate loan applications for EV battery financing and leasing products | Analyze customer profiles including income, cash flow, bureau reports, and business stability | Conduct risk-based decisioning aligned with company policies | Verify whether customers have provided the correct and complete documents. | Maintain updated data and manage sheets properly. | Review KYC and financial documents (many cases in Hindi/regional format) Coordinate with field teams for validation and discrepancy resolution Ensure compliance with internal policies and regulatory requirements | Review KYC and financial documents (many cases in Hindi/regional format) | Coordinate with field teams for validation and discrepancy resolution | Ensure compliance with internal policies and regulatory requirements | Maintain underwriting logs and decision records Track approval/rejection trends and recommend improvements Assist in portfolio monitoring and early risk identification | Maintain underwriting logs and decision records | Track approval/rejection trends and recommend improvements | Assist in portfolio monitoring and early risk identification | Fluency in Hindi (Speak, Read, Write, Understand) – mandatory Ability to interpret Hindi documents, customer communication, and field reports | Fluency in Hindi (Speak, Read, Write, Understand) – mandatory | Ability to interpret Hindi documents, customer communication, and field reports | Bachelor’s degree in Finance, Commerce, Economics, or related field 1 year of experience in credit underwriting / risk assessment / NBFC / fintech / lending Experience in EV financing, vehicle loans, MSME lending, or asset-based lending is preferred | Bachelor’s degree in Finance, Commerce, Economics, or related field | 1 year of experience in credit underwriting / risk assessment / NBFC / fintech / lending | Experience in EV financing, vehicle loans, MSME lending, or asset-based lending is preferred | Strong analytical and decision-making skills Understanding of credit bureau reports (CIBIL, Experian, etc.) Risk assessment and fraud detection mindset Attention to detail and documentation accuracy Proficiency in MS Excel / Google Sheets Ability to work in a fast-paced, high-growth startup environment | Strong analytical and decision-making skills | Understanding of credit bureau reports (CIBIL, Experian, etc.) | Risk assessment and fraud detection mindset | Attention to detail and documentation accuracy | Proficiency in MS Excel / Google Sheets | Ability to work in a fast-paced, high-growth startup environment | Experience in field-heavy or semi-urban/rural lending models Familiarity with North & East India market dynamics Prior experience handling Hindi-speaking customer base | Experience in field-heavy or semi-urban/rural lending models | Familiarity with North & East India market dynamics | Prior experience handling Hindi-speaking customer base | Be part of India’s fast-growing EV & battery financing ecosystem Opportunity to build scalable credit models from the ground up High-impact role with strong learning and growth opportunities | Be part of India’s fast-growing EV & battery financing ecosystem | Opportunity to build scalable credit models from the ground up | High-impact role with strong learning and growth opportunities